Plan — What-If & Tier Explorer

Adjust Your Expected Usage

Plan Comparison At Selected Usage

Breakeven Curves — Cost vs Usage

Each line shows monthly cost as your usage scales. API scales linearly; subscriptions are flat. Where lines cross = breakeven. The vertical line marks your current usage.

Breakeven Points

How much your usage would have to grow before each plan is justified vs Max 5×.

Scenario Controls

Token volumes are derived from your real ccusage data (CLI + cowork). Tier rates are applied as a flat % discount on the per-model standard cost.

What If You'd Been On A Different Plan?

Compares your actual API spend against subscription plans, projected to a full month and full year. Uses your usage rate of . The cheapest viable option is highlighted; amber rows likely exceed plan limits for typical Claude Code workloads.

Token volume: ~25M cache reads + ~3M cache writes + ~250K output per month at current rate. Subscription plans meter by message count and time-windowed limits (e.g. "messages per 5h"), not by tokens — so high-volume Claude Code workloads typically exceed Pro and even Max 5× before reaching the equivalent dollar value. API billing has no such limits.

Pricing Tier Definitions

Verified against Anthropic API docs and claudelog.com/claude-code-pricing. Anthropic does not publish % volume discounts for the API — Pro/Max are fixed-fee subscriptions, not API tiers.

Subscription Plans (Fixed-fee alternatives)

Pro and Max are fixed monthly fees with bundled usage limits — not per-token API tiers. Compare against your scenario's API spend to see if a subscription would have been cheaper. Claude Code on a subscription uses bundled allowance instead of API billing.

Per-Million-Token Rates (Standard, USD)

Per-Model Cost by Pricing Tier